We frequently talk to callers who have suffered a personal injury as a result of an accident. Some callers ask for advice on bringing a claim for the injuries they have sustained. In some cases, an accident can happen and is no-one’s fault, meaning there is no action to take. A personal injury claim can […]
In this factsheet we set out how Capital Gains Tax (CGT) works and when it may apply. We deal with many calls about CGT. Callers are naturally concerned that it may apply when selling an asset, particularly shares and property. A common misconception is that if you dispose of an asset but do not receive […]
Inheritance tax (IHT) is a popular subject with callers to our tax line. Whether you are looking to protect your assets to benefit future generations, help your children get on the property ladder or help loved ones pay off debts, it is understandable that you may wish to minimise any tax payable. This factsheet sets […]
If you’re struggling to pay your mortgage, you might be able to apply for a mortgage payment holiday. Find out how they work, when you might need one and the pros and cons of getting one. What’s in this guide What is a mortgage payment holiday? A mortgage payment holiday is an agreement you might […]
Personal Independence Payment (PIP) is a benefit that helps people aged 16 and over with the extra costs of a long-term health condition or disability. It’s gradually replacing Disability Living Allowance (DLA). It’s important to know how to claim it, how you’ll be affected if you already get DLA and how much you might get. […]
Working out what benefits or tax credits you’re entitled to can be tricky, especially with recent welfare changes. Find out where to get free expert advice online, face-to-face or by calling an advice helpline. What’s in this guide Citizens Advice How to get access to a food bank Law Centres Macmillan benefits advisers for people […]
If your child has a disability or long-term health condition, you might be entitled to Disability Living Allowance (DLA) for them as well as other financial support. It’s important to know what disability benefits and entitlements your child might qualify for and how to claim them. What’s in this guide Disability Living Allowance Personal Independence […]
A grant is a financial donation that you don’t have to repay. Many UK charities and trusts provide grants to help with the extra costs of ill health or disability. Find out what grants are available and how to apply. What’s in this guide When to apply for a disability grant Search for a disability […]
If you can’t work, or work reduced hours, because of sickness or disability – financial support is available. You might be able to claim Statutory Sick Pay (SSP), paid by your employer. If this has run out, or you can’t claim it, you might be able to claim Employment and Support Allowance (ESA), Personal Independence […]
With the number of cohabiting couples increasing, it is important to understand the legal framework which may affect your relationship. A cohabiting couple is a same-sex or opposite-sex couple who are not married or in a civil partnership. When cohabiting, neither party has any legal status as a common law husband or wife. Such terminology […]