Personal Independence Payment – an introduction

Personal Independence Payment (PIP) is a benefit that helps people aged 16 and over with the extra costs of a long-term health condition or disability. It’s gradually replacing Disability Living Allowance (DLA). It’s important to know how to claim it, how you’ll be affected if you already get DLA and how much you might get.

What is Personal Independence Payment?

PIP helps with the extra costs of disability or long-term health conditions for people aged 16 and over.

It’s a non means-tested benefit. So you can get it regardless of how much you earn, or whether you have savings or capital.

In Scotland PIP has been replaced by the Adult Disability Payment (ADP). If you’re living in Scotland and you’re already claiming PIP or DLA, Social Security Scotland will contact you about moving to ADP. You cannot claim ADP and PIP or DLA at the same time. You can check your eligibility for ADP on mygov.scotOpens in a new window

If you need to make a new claim for ADP, you can find out how to apply online or over the phone on mygov.scotOpens in a new window

Who can get PIP or ADP?

To get PIP or the Adult Disability Payment, you must:

  • Need help with everyday tasks or getting around, or both because of a physical or mental condition.
  • Have needed this help for at least three months and expect to need it for at least another nine months. Unless you’re terminally ill with less than six months to live. You can start your claim within the first three months of needing help but your PIP entitlement won’t begin until the three month period has finished.

PIP and ADP when you’ve reached State Pension age

You’ll no longer have your payment reviewed when you reach State Pension age.

Instead, you’ll get an ongoing payment and a light touch review after ten years.

If you’re over State Pension age, you won’t be able to make a new claim for PIP or ADP. Instead, you’ll have to claim Attendance Allowance. Find out more about Attendance Allowance at Turn2usOpens in a new window

 

Children under 16

You can’t make a claim for ADP for children under 16.

But you can still make a new claim for Disability Living Allowance for a child aged under 16 who has difficulty getting around or who needs more care than a child of the same age who doesn’t have a disability.

PIP and ADP rates

Personal Independence Payment and the Adult Disability Payment are based on the level of help you need because of how your condition affects you and how able you are to do certain activities.

It is made up of two components:

The Mobility component might be paid if you need help getting about. This includes physically moving around and leaving your home. It’s also referred to as the mobility allowance.

The Daily living component might be paid if you need help with carrying out everyday activities, such as:

  • preparing and cooking food
  • eating and drinking
  • managing your treatments
  • washing and bathing
  • managing toilet needs or incontinence
  • dressing and undressing
  • communicating with other people
  • reading and understanding written information
  • mixing with others
  • making decisions about money
  • planning a journey or following a route.

Each component can be paid at either a standard or an enhanced rate.

Depending on how your condition affects you, it’s possible to get one component or both, and either the standard or the enhanced rate.

This is worked out using the results of an assessment.

Weekly rates 2024/25
Standard weekly rate Enhanced weekly rate

Mobility component

£28.70

£75.75

Daily living component

£72.65

£108.55

How to claim PIP and ADP

You can claim PIP by calling the Department for Work and Pensions (DWP) on 0800 917 2222. For other ways to claim PIP visit GOV.UKOpens in a new window

If you’re in Northern Ireland, call 0800 012 1573 or go to the nidirect website to find out more and make a claimOpens in a new window

They’ll then check you qualify to claim. If you qualify, DWP will send you a form called ‘How your disability affects you’.

It’s important you fill in this form carefully and give as much detail as you can about your condition.

For help filling in your PIP claim form, visit Citizens AdviceOpens in a new window

When DWP gets your form, they’ll decide whether you need a medical assessment. Or they might decide to ask your health or social care worker for more information.

If you’re in Scotland and you need to make a new claim for ADP, you can find out how to apply online or over the phone on mygov.scot

 

The assessment is designed to work out what your individual needs are.

It will focus on how well you can carry out a range of activities you need to do to cope with everyday life.

Visit Citizens Advice for guidance on preparing for your PIP assessment

Failure to attend your assessment

You’ll receive a letter inviting you to your assessment which makes it clear if you fail to attend your telephone assessment your PIP claim will be ‘disallowed’.

If your claim is ‘disallowed’ you’ll either need to follow the appeal process (see more on this below) or start a new claim. After your assessment, you’ll get a letter with a decision about whether you can get PIP and how much it will be.

If you get PIP, your award will be regularly reassessed to see if your condition has changed.

If you’re already claiming Disability Living Allowance

If you’re already claiming Disability Living Allowance (DLA), you’ll get a letter from the DWP inviting you to make a claim for Personal Independence Payment. In Northern Ireland, the Social Security Agency will contact you.

This will happen even if you have an indefinite or lifetime award of DLA.

The only exception is if you were born on or before 8 April 1948. In this case, you’ll continue to get Disability Living Allowance as long as you qualify for it.

Moving from DLA to PIP

The DWP expects most people who are getting DLA should qualify for PIP.

But the two benefits have different qualifying conditions. So it’s possible you might be entitled to a higher or lower rate of payment, or you won’t be entitled to anything.

This article is provided by the Money Advice Service.

The content of this Factsheet has been created by and is provided by The Money Advice Service and is produced under licence from them.
Please be aware there are links contained within this factsheet that may take you to external sites, we are not responsible for their content. This is a general advice and information factsheet only and should not be treated as a definitive guide and does not constitute legal or professional advice. We are not a law firm and information is not intended to create a solicitor client relationship. Law Express and The Money Advice Service does not accept any responsibility for any loss which may arise from relying on information contained in this factsheet. This is not a substitute for legal advice and specific and personal legal advice should be taken on any individual matter. If you need more details or information about the matters referred to in this factsheet please seek formal legal or financial advice.
The Money Advice Service is not regulated by the Financial Conduct Authority and the Money Advice Service does not provide a regulated service. The information and tools that the Money Advice Service provides are generic and should be of general assistance to you in managing your finances. However, the money advice service cannot recommend specific financial products and always recommends that you seek further information from an independent financial adviser, and/or further information from the providers of specific financial products.
This factsheet is correct at time of going to print. The law set out in this factsheet applies to England and Wales unless otherwise stated.