Posts in category Debts

How to declare yourself bankrupt?

How to declare yourself bankrupt?

It’s important to think carefully about declaring yourself bankrupt. Find out more about what it means then talk to a free debt adviser about whether bankruptcy is the best way to pay off or clear your debts. This information is for you if you live in England or Wales only. What’s in this guide Speak […]

What is an Administration Order?

What is an Administration Order?

Find out more about how an Administration Order works and which debts you can use it for. Then talk to a free debt specialist about whether it’s the best way to pay off or clear your debts. What’s in this guide Speak to a free debt adviser  How an Administration Order works  Can I apply […]

Options for clearing your debt in Sco...

Options for clearing your debt in Scotland

Are you struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments? Find out about the options available to clear your debts. However, it’s important not to make any decisions on your own – before you do anything, get free, independent expert advice. What’s in this guide Speak to […]

What is a Debt Relief Order (DRO)?

What is a Debt Relief Order (DRO)?

  Find out more about how a Debt Relief Order (DRO) works and which debts you can use it for. Then talk to a free debt specialist about whether it’s the best way to pay off or clear your debts. What’s in this guide Speak to a free debt adviser  How a Debt Relief Order […]

What is a Debt Management Plan (DMP)?

What is a Debt Management Plan (DMP)?

A Debt Management Plan (DMP) allows you to pay off your debts at a rate you can afford. Find out more about how it works and which debts you can use it for. You can also talk to a free debt adviser about whether it’s the best way to pay off or clear your debts. […]

Options for clearing your debt in Nor...

Options for clearing your debt in Northern Ireland

If you’re struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments, there are a number of options open to you to help clear your debts. What’s in this guide Speak to a free debt adviser  Debt solutions overview  Debt Management Plan  Individual Voluntary Arrangement (IVA)  Debt Relief Order  […]

What is an Individual Voluntary Arran...

What is an Individual Voluntary Arrangement (IVA)?

Find out more about how an Individual Voluntary Arrangement (IVA) works and which debts it covers. Then talk to a free debt adviser about whether it’s the best way to pay off or clear your debts. What’s in this guide Speak to a free debt adviser  Which debts can you pay off with an IVA?  […]

How do deal with debt in order?

How do deal with debt in order?

If you’re starting to miss some of your bill payments, you might be feeling overwhelmed. Find out how to prioritise and work out which debts to pay off first and get the help you need if you’re struggling with your payments. What’s in this guide Why it’s important to pay off debts in the right order  […]

What is a County Court Judgment (CCJ)...

What is a County Court Judgment (CCJ)?

A County Court Judgment (CCJ) is a type of court order in England, Wales and Northern Ireland that might be registered against you if you fail to repay money you owe. Find out more about what to do if you receive a County Court claim form. A CCJ is sometimes referred to as a County […]