If you’re on certain benefits and struggling to pay your mortgage, you might be able to get a loan from the government to help pay the interest – so your usual repayments are less. This is called Support for Mortgage Interest (SMI). What’s in this guide What is a Support for Mortgage Interest (SMI) loan? […]
Sale-and-rent-back schemes are where you sell your home but continue living there as a rent-paying tenant. What’s in this guide What is a sale-and-rent-back scheme? Risks with sale-and-rent-back schemes Sale-and-rent-back alternatives If a sale-and-rent-back scheme is your only option Get the key facts Sale and rent back – if things go wrong Useful contacts What […]
If you’re struggling to meet your mortgage repayments, the government could be able to help. You could be able to sign up for the Mortgage Rescue scheme, Support for Mortgage Interest, or other government benefits that might boost your income. What’s in this guide Contact your lender first Get free advice The Housing Loss Prevention […]
The below guidance is applicable in England only. NOTE: Due to substantial changes to Welsh landlord and tenant law introduced on 1st December 2022 by the Renting Homes (Wales) Act 2016, this guidance is only applicable to rental properties in England. Guidance for rental properties in Wales is being produced but in the interim, please […]
A County Court Judgment (CCJ) is a type of court order in England, Wales and Northern Ireland that might be registered against you if you fail to repay money you owe. Find out more about what to do if you receive a County Court claim form. A CCJ is sometimes referred to as […]
If you’re starting to miss some of your bill payments, you might be feeling overwhelmed. Find out how to prioritise and work out which debts to pay off first and get the help you need if you’re struggling with your payments. What’s in this guide Why it’s important to pay off debts in the right order […]
Disputes with neighbours are tricky because you cannot escape the conflict when they are living close by or perhaps even next door to you. In this factsheet we look at common causes of disputes between neighbours, including boundaries, access to neighbouring land, nuisance neighbours and what the law says about these issues. 1. Boundaries Neighbours […]
The below guidance is applicable in England only. Types of tenancy There has been a significant increase in the requirement for private rented property over the last few years and therefore an increase in the number of private tenants and landlords. It is important to know and understand your rights and obligations whether acting for […]
The below guidance is applicable in England only. NOTE: Due to substantial changes to Welsh landlord and tenant law introduced on 1st December 2022 by the Renting Homes (Wales) Act 2016, this guidance is only applicable to rental properties in England. Guidance for rental properties in Wales is being produced but in the interim, please […]
Making a Will can prevent a lot of arguments and uncertainty between friends and relatives and, more importantly, set out your wishes. There are some common myths around making a Will which we hear frequently from callers to our advice line. We look those myths and the legal issues involved in this factsheet. Common myths […]